Volume 7 Number 4 (Dec. 2017)
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IJEEEE 2017 Vol.7(4): 255-263 ISSN: 2010-3654
doi: 10.17706/ijeeee.2017.7.4.255-263

Effect of Fintech on the Productivity in the Taiwan Banking Industry

Yung-Lieh Yang, Hsiu-Wen Hsueh, Ming-Hsiang Huang, Tsui-Yueh Cho, Yausuyuki Kishi
Abstract—The development of financial technology has fostered a wave revolutionary change in financial service industry worldwide. The objective of this study is to examine whether the adoption of Fintech contributes to the productivity growth of the Taiwan banking industry in 2015. To investigate such potential effect, the study use the preferred Cost Malmquist Index to estimate the 25 listed sample banks over the period from 2010 to 2015. The empirical result suggests the observed period 2014-2015, the ΔPTE, ΔAE, ΔPE, and ΔCSE are improving by 0.01%, 0.13%, 0.42%, and 0.10% respectively. Moreover, the degree of ΔT deterioration is much improved relative to the other observe periods without adoption of Fintech. It provides the positive evidence to support an adoption of Fintech contribute a potential growth of competiveness of the Taiwan banking industry.

Index Terms—Cost Malmquist productivity index, bank productivity, fintech.

Yung-Lieh Yang is with Ling Tung University No.1, Ling tung Rd., Taichung City, Taiwan (email: yueh@nutc.edu.tw).
Hsiu-Wen Hsueh, Ming-Hsiang Huang are with National Changhua University of Education No.2, Shi-Da Road, Changhua City, Taiwan.
Tsui-Yueh Cho is with National Taichung University of Science and Technology No.129, Sec. 3, Sanmin Rd., Taichung City, Taiwan.
Yausuyuki Kishi is with Niigata University 8050 Ikarashi 2 Nocho, Nishi Ward, Niigata, Niigata Prefecture, Japan.

Cite: Yung-Lieh Yang, Hsiu-Wen Hsueh, Ming-Hsiang Huang, Tsui-Yueh Cho, Yausuyuki Kishi, "Effect of Fintech on the Productivity in the Taiwan Banking Industry," International Journal of e-Education, e-Business, e-Management and e-Learning vol. 7, no. 4, pp. 255-263, 2017.

General Information

ISSN: 2010-3654
Frequency: Quarterly (Since 2015)
Editor-in-Chief: Prof. Kuan-Chou Chen
Executive Editor: Mr. Ron C. Wu
Abstracting/ Indexing: Google Scholar, Electronic Journals Library, QUALIS, ProQuest, EI (INSPEC, IET)
E-mail: ijeeee@iap.org
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